FATBOT TERMS OF USE

Terms and Conditions for the FatBot Platform and Services

Effective Date & Last Revised: 4.6. 2026

These Terms of Use (these "Terms" or this "Agreement") govern your access to and use of the FatBot application, website, web-hosted user interface, application programming interfaces, trading tools, wallet-related tools, blockchain transaction tools, smart-contract interactions, documentation, support channels and related products or services (collectively, the "Services"). The Services are provided by Krel Central a.s., a company incorporated in the Czech Republic, with its registered office at Václavské náměstí 832/19, Prague, Czech Republic, VAT number 09637109 ) ("FatBot", the "Company", "we", "us" or "our").

By accessing or using any part of the Services, by creating an account, by connecting or creating a wallet, by approving any transaction, by using any automated trading functionality, or by otherwise interacting with FatBot, you confirm that you have read, understood and agreed to these Terms. If you use the Services on behalf of a company or other legal entity, you represent and warrant that you have authority to bind that entity, and "you" includes both you and that entity.

IMPORTANT CRYPTO AND WALLET NOTICE

The Services are software tools only. You remain solely responsible for your wallet credentials, passkeys, devices, sessions, transaction parameters, token approvals, trading decisions, tax treatment and compliance with applicable law. FatBot does not custody your Digital Assets, does not act as your broker, exchange, bank, investment adviser, portfolio manager or fiduciary, and generally cannot reverse, cancel, recover or refund blockchain transactions.

FatBot is not intended to be, and does not operate as, a crypto-asset trading platform, trading venue or multilateral system. FatBot does not operate an order book, matching engine, internal market, liquidity pool, market-making venue, central counterparty or admission-to-trading process for Digital Assets.

1. Definitions

"Account". means a user profile, login, embedded wallet profile, dashboard, API profile, bot profile, session or other account through which you access the Services.

"Affiliate". means any entity that directly or indirectly controls, is controlled by or is under common control with FatBot.

"Applicable Law". means all laws, regulations, sanctions, restrictions, rules, orders, guidance and legally binding requirements applicable to you, FatBot, the Services, Digital Assets, blockchain transactions or your use of the Services.

"Blockchain". means a public or private distributed ledger, blockchain, rollup, layer-2 network, sidechain or similar decentralized or cryptographic network.

"Digital Assets". means cryptocurrencies, tokens, coins, stablecoins, NFTs, crypto-assets, blockchain-based assets, tokenized assets or any other digital asset, whether native to a Blockchain or issued by a smart contract.

"FatBot" or "Platform". means the proprietary FatBot application and related website, user interface, APIs, bots, dashboards, trading tools, wallet-related tools, support channels and materials made available by or on behalf of FatBot.

"Protocols". means third-party decentralized exchanges, liquidity pools, token contracts, smart contracts, bridges, routers, aggregators, RPC providers, blockchain networks, wallet services and other on-chain or off-chain systems that may be accessed through, linked from or interacted with by the Services.

"Services". has the meaning given above and includes digital asset management tools, wallet-related tools, automated trading tools, buy/sell transaction tools, fee and gas settings, token monitoring, transaction preparation, transaction path display, protocol interaction tools, analytics, alerts and other functionality displayed within FatBot from time to time.

For the avoidance of doubt, references in these Terms to "trading tools", "buy/sell transaction tools", "transaction tools", "automated trading tools" or "transaction preparation", "transaction path display" or "protocol interaction tools" describe user-configured technical interface functionality only and do not mean or imply that FatBot operates a Trading Platform, exchange, order book, matching engine, internal market, liquidity venue, broker, dealer, portfolio manager or custodial service.

"Smart Contracts". means self-executing code deployed on a Blockchain, including contracts used by Protocols, wallets, token issuers, routers, decentralized exchanges or other third parties.

"Third-Party Services and Materials". means any services, software, content, data, applications, smart contracts, wallets, infrastructure, protocols, links, tools, documentation or materials provided by a third party, including Turnkey Infrastructure and Protocols.

"Third-Party Markets". means third-party decentralized exchanges, liquidity pools, automated market makers, routers, aggregators, bridges, Smart Contracts, Protocols, blockchain networks or other external markets, venues or execution environments that are not owned, operated, controlled or managed by FatBot.

"Trading Platform". means, for the purposes of these Terms only, a crypto-asset trading platform, trading venue, exchange, order book, matching engine, multilateral system, internal market, liquidity venue or other system operated to bring together multiple third-party buying and selling interests in Digital Assets in a manner that results in a contract.

"Turnkey". means Turnkey Global, Inc. and/or its relevant affiliates, successors, service providers or technology components, as applicable.

"Turnkey Infrastructure". means third-party wallet, embedded wallet, authentication, key-management, policy, session, signing, transaction automation, API, SDK or related infrastructure provided by Turnkey and integrated with, made available through or used in connection with FatBot.

"User". means any individual or entity accessing or using the Services.

"Wallet". means a blockchain account, embedded wallet, externally connected wallet, smart-contract wallet, self-custody wallet, Turnkey-powered wallet or other cryptographic account used to hold, receive, send, approve, sign or otherwise interact with Digital Assets.

"Wallet Credentials". means any private key, seed phrase, passkey, recovery factor, device credential, biometric credential, OAuth login, email login, OTP, API key, delegated key, session credential, authentication factor, recovery code, password, wallet approval, token allowance, agent authorization, access policy or other credential or permission used to access, control or transact with a Wallet or Account.

2. Acceptance of Terms and Related Policies

2.1 Binding agreement. These Terms form a legally binding agreement between you and FatBot. If you do not agree to these Terms, you must not access or use the Services, connect a Wallet, create an Account or approve any transaction through FatBot.

2.2 Privacy Policy and additional terms. Your use of the Services is also subject to our Privacy Policy, any risk disclosures, fee schedules, product-specific terms, campaign rules, API terms, acceptable-use rules, wallet notices, Turnkey-related notices and other terms presented to you or incorporated by reference. To the extent there is a conflict between these Terms and product-specific terms, the product-specific terms govern for that product.

2.3 Eligibility and capacity. By using the Services, you represent and warrant that you are at least eighteen (18) years old, have full legal capacity and authority to enter into these Terms, and are not prohibited from using the Services by Applicable Law or by these Terms.

2.4 Electronic acceptance. Clicking an acceptance button, creating an Account, signing in, connecting or creating a Wallet, approving a transaction, enabling a bot, setting transaction parameters, using an API key or otherwise accessing the Services constitutes acceptance of these Terms and has the same effect as a handwritten signature.

3. Beta, Experimental and Evolving Nature of the Services

3.1 Beta-stage functionality. Some or all parts of FatBot may be experimental, beta, limited-release, pre-release or undergoing active development. FatBot may include bugs, inaccuracies, downtime, transaction failures, data loss, incomplete information, changed functionality or features that are modified or removed without notice.

3.2 No obligation to maintain features. We may test, add, modify, suspend, restrict or discontinue any feature, supported chain, Protocol, token category, route, fee model, bot setting, wallet functionality, Turnkey-related feature or beta service at any time and without liability to you. We do not guarantee that any beta or trial feature will become generally available.

3.3 Use at your own risk. You acknowledge that beta and automated trading features may cause failures, incorrect execution, missed opportunities, duplicate activity, downtime, loss of data or loss of Digital Assets. You use such features solely at your own risk.

4. Description and Limitations of the Services

4.1 Software interface only. FatBot is a software interface and automation tool that may allow Users to access, monitor or interact with supported Blockchains, Wallets, Protocols and Third-Party Services. The Services may enable Users to send and receive Digital Assets, manage Wallets, configure automated buy/sell actions, set parameters for transactions, monitor fees, view analytics, create alerts and use other tools made available from time to time.

4.2 Not an exchange, broker or custodian. FatBot does not operate a securities exchange, crypto-asset exchange, broker-dealer, investment firm, bank, payment institution, electronic money institution, portfolio manager, fund manager, custodian or fiduciary service through FatBot. FatBot does not hold, pool, lend, rehypothecate, manage, invest, segregate or otherwise custody your Digital Assets.

4.2A No trading platform or multilateral system. FatBot is not intended to operate as a crypto-asset trading platform, trading venue, exchange, marketplace or multilateral system, including within the meaning of Regulation (EU) 2023/1114 on Markets in Crypto-Assets or similar Applicable Law. FatBot does not operate, manage or maintain any FatBot-operated system in which multiple third-party buying and selling interests in Digital Assets are brought together, matched, arranged or executed under FatBot-operated trading rules in a manner that results in a contract. Users do not trade with FatBot or with other Users through a FatBot-operated market.

4.2B No order book, matching engine or internal market. FatBot does not operate an order book, matching engine, internal crossing system, internal liquidity pool, automated market maker, market-making service, central counterparty or settlement venue. FatBot does not pool or aggregate User orders for matching within FatBot, determine execution priority within a FatBot venue, establish trading pairs or operate maker-taker, listing, admission-to-trading or market-making arrangements.

4.2C No listing or admission to trading. Any Digital Asset, contract address, pair, pool, chart, alert, filter, scanner, ranking, route, price, liquidity data or other information displayed through the Services is provided for informational and technical interface purposes only. Such display does not constitute listing, admission to trading, approval, verification, endorsement, solicitation, recommendation or promotion by FatBot.

4.3 No guarantee of execution or profitability. We do not guarantee that any transaction, trade, strategy, bot, transaction request, sniping attempt, token purchase, sale, swap, route, approval or withdrawal will be executed, executed at a particular time, executed at a displayed price, profitable, tax efficient, lawful in your jurisdiction or free from error.

4.4 Your parameters. When using the Services, you decide and configure your own Wallets, tokens, amounts, slippage, gas or priority settings, routes, timing, filters, limits, sessions, approvals and other transaction parameters. We do not verify whether those parameters are suitable for you.

5. Account Registration and Security

5.1 Account creation. To access some Services, you may be required to create an Account, complete authentication steps, provide information, connect or create a Wallet, or satisfy technical, compliance or eligibility requirements. You must provide accurate, current and complete information and keep it updated.

5.2 Confidentiality. You are solely responsible for maintaining the confidentiality and security of your Account, devices, browser environment, Wallet Credentials, passkeys, recovery factors, API keys, sessions, bot settings and other credentials or permissions. You must not share your Account or Wallet Credentials with any unauthorized person.

5.3 Activity under your Account. You are responsible for all activity that occurs through your Account, Wallet, Wallet Credentials, sessions, approvals, API keys or bot configurations, whether or not you authorized the activity or were aware of it, except to the extent caused by our fraud or willful misconduct where liability cannot be excluded under Applicable Law.

5.4 Unauthorized access. You must promptly notify us at support@fatty.io if you believe your Account, Wallet, Wallet Credentials, device, passkey, API key, session or other access method has been lost, compromised or used without authorization. Notification does not guarantee that we can prevent, reverse or mitigate any loss.

5.5 Suspension. We may suspend, restrict or terminate your Account or access to the Services if you provide false information, fail to satisfy eligibility or compliance requirements, breach these Terms, create security or legal risk, attempt to bypass restrictions, or if we determine in our sole discretion that suspension is necessary or appropriate.

6. Embedded Wallets, Turnkey Infrastructure and Key Management

6.1 Turnkey integration. The Services has integrated the Turnkey Infrastructure to support embedded wallets, authentication, wallet creation, key management, policy management, session management, transaction signing, transaction automation or related functionality. Turnkey is a third-party provider and is not controlled by FatBot.

6.2 Third-party terms. Your access to or use of Turnkey Infrastructure may be subject to Turnkey’s applicable terms of service, privacy policy, documentation, notices, end-user flows or other terms presented to you, as well as any terms between FatBot and Turnkey that affect the integration. You are responsible for reviewing and complying with all such applicable third-party terms.

6.3 No independent warranty of Turnkey. Turnkey may describe its infrastructure as non-custodial or as using secure enclave or policy-based key-management architecture. FatBot does not independently warrant, audit or guarantee Turnkey’s architecture, security, availability, performance, data handling, recovery functionality, signing latency, policies or continued availability. Any Turnkey outage, degradation, bug, exploit, policy error, authentication issue or security incident may affect your ability to access or use the Services or your Wallet.

6.4 Wallet ownership and access. Depending on the implementation, your Wallet may be accessed through passkeys, email, OAuth, OTP, device credentials, recovery factors, API keys, delegated credentials, sessions, policies or other authentication methods. You are solely responsible for protecting, backing up, maintaining and recovering those authentication methods and for understanding the consequences of losing them.

6.5 No access to raw private keys by FatBot. Unless expressly stated otherwise in a specific product notice, FatBot does not intend to possess or store your raw private keys, seed phrases or unencrypted Wallet Credentials. We generally cannot export, restore, rotate, reveal, reset or recover your Wallet Credentials for you, and we generally cannot move Digital Assets without valid authorization through your Wallet, Turnkey Infrastructure, a Protocol, your settings or another authorized mechanism. Any suspension, restriction or termination of the Services for compliance, KYC/AML or other legal reasons does not change the non-custodial nature of the Wallet and does not give Krel access to your raw private keys, seed phrases, unencrypted Wallet Credentials or Digital Assets.

6.6 Recovery limitations. Wallet recovery may be impossible or limited if you lose your device, passkey, recovery factor, login method, session, API key or other Wallet Credential, if Turnkey Infrastructure is unavailable, if a policy or sub-organization is misconfigured, if a wallet was created with insufficient recovery options, or if a third-party provider terminates, suspends or changes its service. FatBot has no obligation and may have no technical ability to recover your Wallet or Digital Assets.

7. Responsibility for Digital Assets, Wallet Credentials and Approvals

7.1 Sole responsibility. You are solely responsible for maintaining access to and control over your Digital Assets and Wallet Credentials. Anyone with access to your Wallet Credentials, device, Account, passkey, recovery method, API key, delegated session, token allowance or approval may be able to access, transfer, trade or permanently lose your Digital Assets.

7.2 No custody or recovery. FatBot does not custody your Digital Assets and cannot guarantee recovery of Digital Assets or Wallet access. If you lose Wallet Credentials or if they are accessed by another person, your Digital Assets may be lost permanently. You agree that FatBot Parties are not liable for losses arising from lost, compromised, misused or mismanaged Wallet Credentials, except where liability cannot be excluded by Applicable Law.

7.3 Approvals and allowances. You are responsible for understanding, monitoring and revoking token approvals, smart-contract allowances, wallet permissions, spending caps, agent authorizations, delegated sessions, API keys and other permissions you grant. Such permissions may allow transactions or transfers without further review by you, depending on their scope and the applicable Protocol or Wallet.

7.4 Transaction finality. Blockchain transactions are generally irreversible. FatBot cannot reverse, cancel, refund, modify or recover transactions submitted to a Blockchain, even if they were sent to an incorrect address, executed at an unexpected price, involved a fraudulent token, resulted from a compromised credential or were caused by a bug, outage or user error.

8. Automated Transaction Tools, Sessions, Bots and Delegated Permissions

8.1 No monitoring obligation. We do not undertake to monitor your bots, open sessions, approvals, wallet balances, token contracts, slippage settings, strategy, risk exposure, legal compliance or tax position. We may provide warnings, simulations, filters or analytics, but those tools may be incomplete, delayed, wrong, unavailable or bypassed by market conditions or malicious contracts.

8.2 Revocation and risk controls. You are responsible for disabling bots, revoking sessions, rotating keys, lowering limits, disconnecting wallets, revoking token allowances, removing agent approvals, changing passkeys and otherwise limiting risk. FatBot may provide interfaces to help you manage these items, but we do not guarantee their availability or effectiveness.

8.3 User-configured automation; no discretion. Automated features operate only on the basis of parameters, permissions, settings, sessions, policies and authorizations configured or approved by you. FatBot does not exercise investment discretion over whether you should trade, which Digital Assets you should buy or sell, the amount, timing, route, risk level or suitability of any transaction. Any automated submission is based on your own configured settings and authorizations.

8.4 No FatBot-operated matching. Automated functionality does not create a FatBot-operated order book, matching engine, Trading Platform, trading venue or multilateral system. Bot actions are directed to your Wallet, Turnkey Infrastructure, Blockchains, Protocols or Third-Party Markets, and not to an internal FatBot market where User interests are matched against each other.

9. Prohibited Jurisdictions, Eligibility and Sanctions

9.1 Prohibited Persons. You must not use the Services if you are a Prohibited Person. A "Prohibited Person" means any person or entity that: (a) is subject to sanctions, export controls or other restrictions administered or enforced by the United Nations, the European Union, the Czech Republic, the United States, the United Kingdom or any other relevant governmental authority; (b) is listed on any restricted-party, sanctions, denied-persons, blocked-persons or similar list; (c) is located in, resident in, organized in or ordinarily operating from a jurisdiction subject to comprehensive sanctions or a jurisdiction that we designate as restricted; or (d) is owned or controlled by any person or entity described in (a) through (c).

9.2 Legal compliance. You are solely responsible for determining whether you may lawfully access and use the Services, own or transact in Digital Assets, use automated trading tools, create or connect a Wallet, use Turnkey Infrastructure, and interact with any Protocol in your jurisdiction.

9.3 Geo-blocking and VPNs. We may restrict access from certain jurisdictions or persons at any time. You must not use VPNs, proxies, location-spoofing, false documents, false addresses or other methods to bypass geographic, sanctions, eligibility, KYC/AML, technical or compliance restrictions.

9.4 No unlawful offers. Nothing in the Services is intended to constitute an offer, solicitation or service in any jurisdiction where such offer, solicitation or service would be unlawful or would require FatBot to be registered, licensed or authorized unless FatBot has obtained such registration, license or authorization.

10. Know-Your-Customer, AML and Compliance Checks

10.1 Checks and information requests. We may, at our sole discretion or where required by Applicable Law, request or conduct know-your-customer, anti-money laundering, sanctions, fraud prevention, source-of-funds, source-of-wealth, wallet-screening, transaction-monitoring, tax, eligibility or other compliance checks. You agree to promptly provide any information, documents, wallets, transaction details, confirmations or explanations requested by us or our service providers.

10.2 Consequences of failure. We may deny, suspend, restrict or terminate access to the Services, withhold access to certain features, block claims or rewards, cancel participation in campaigns, restrict an Account, report activity or take other actions if you fail to complete required checks, provide inaccurate information, appear on a restricted list, use high-risk wallets, fail wallet screening or if we suspect illegal, fraudulent, abusive or prohibited activity.

10.3 Information sharing. We may use service providers and may share information with regulators, law enforcement, compliance vendors, payment providers, Turnkey, wallet infrastructure providers, analytics providers or other third parties where we believe it is required or appropriate to comply with law, enforce these Terms, protect the Services or prevent fraud, money laundering, terrorism financing, sanctions violations or other prohibited activity, subject to our Privacy Policy and Applicable Law.

10.3 No custody or control of Digital Assets following KYC failure. Failure to complete KYC/AML or other compliance checks may result in denial, suspension, restriction or termination of access to the Services, Account, features, claims, rewards, campaigns or other off-chain functionality. However, such failure does not grant FatBot access to your private keys, seed phrases, unencrypted Wallet Credentials or Digital Assets. Except to the extent a transaction has been validly authorized through your Wallet, Turnkey Infrastructure, a Protocol, your settings, a smart contract, court order or Applicable Law, cannot unilaterally transfer, seize, confiscate, spend, freeze or otherwise take Digital Assets held in your non-custodial Wallet. You remain solely responsible for securing your Wallet Credentials and for accessing, managing, transferring or recovering your Digital Assets outside the Services where technically possible.

11. Fees, Network Costs and Taxes

11.1 FatBot fees. Unless a different fee is displayed in the Services or published through official FatBot channels, FatBot may charge a service or transaction fee of up to one percent (1%) for buy, sell, swap or other transaction actions. Fees may be charged, deducted or collected through the user interface, a smart contract, a Protocol, a wallet flow, a payment processor, a backend service or another method made available by us.

11.2 Changes to fees. We may introduce, modify, reduce, waive, increase, split, rebate, discount or discontinue fees at any time. We will use reasonable efforts to display applicable fees or notify Users through the Platform or official channels, but you are responsible for reviewing all displayed fees before submitting transactions.

11.3 Third-party and network fees. You are solely responsible for network fees, gas fees, priority fees, validator fees, MEV-related costs, DEX fees, aggregator fees, bridge fees, wallet fees, Turnkey-related fees, RPC fees, payment processing fees, taxes and any other costs charged by third parties or Protocols. Third-party fees may change rapidly and may not be known in advance.

11.4 Estimates only. Any displayed fees, gas, slippage, price impact, route, rate, execution price, liquidity, transaction preview, simulation or total cost are estimates only and may differ from the actual result. You release FatBot from any liability for losses arising from inaccurate estimates, failed transactions, delayed transactions, unexpected fees or differences between displayed and actual execution results, except where liability cannot be excluded by Applicable Law.

11.5 No refunds. Fees are generally final and non-refundable once incurred, charged or paid, except where we expressly agree otherwise or where a refund is required by Applicable Law. Failed transactions may still consume network or third-party fees, and we are not responsible for reimbursing those fees.

11.6 Taxes. You are solely responsible for determining, reporting and paying all taxes, duties, levies, capital gains taxes, income taxes, VAT, withholding taxes or other charges arising from your use of the Services, Digital Assets, trading activity, rewards, referrals or other benefits. FatBot does not provide tax advice and does not assume responsibility for your tax reporting or payment obligations.

11.7 Nature of FatBot fees. Any fees charged by FatBot are fees for access to software, technical tools, automation functionality, infrastructure, data, APIs or related Services. Such fees are not listing fees, admission-to-trading fees, exchange fees, market-maker fees, maker/taker fees, brokerage commissions, custody fees or fees for operating a crypto-asset trading platform or trading venue.

11.8 No fees for listing or admission to trading. FatBot does not charge any fee for listing Digital Assets on, or admitting Digital Assets to trading on, a FatBot-operated Trading Platform, because FatBot does not operate such a platform.

12. Third-Party Services, Protocols and Materials

12.1 Third-party dependencies. The Services may display, route to, interact with, link to, rely on or make available Third-Party Services and Materials, including Turnkey Infrastructure, Wallets, Protocols, decentralized exchanges, token contracts, bridges, aggregators, analytics providers, data providers, RPC providers, payment providers, app stores and other infrastructure providers.

12.2 No endorsement or control. We do not control and do not endorse Third-Party Services and Materials. We make no representation or warranty regarding their security, availability, legality, accuracy, liquidity, solvency, audit status, decentralization, fees, performance, privacy practices, data handling, smart-contract code, transaction processing, token economics or suitability.

12.3 Third-party terms apply. Your use of Third-Party Services and Materials is governed by the applicable third-party terms, policies and risk disclosures. You are solely responsible for reviewing those terms and for deciding whether to use any Third-Party Services and Materials.

12.4 Third-party losses. You irrevocably waive, to the maximum extent permitted by law, any claim against FatBot Parties for losses caused by or related to Third-Party Services and Materials, including hacks, exploits, outages, insolvency, liquidity failures, bridge failures, oracle failures, data errors, malicious contracts, token restrictions, protocol governance, transaction failures, privacy practices or security incidents.

12.5 External execution and settlement. When the Services display, route to or interact with decentralized exchanges, liquidity pools, routers, aggregators, bridges, Smart Contracts or other Third-Party Markets, such third-party systems remain external to FatBot. FatBot does not own, operate, control, manage, match orders on or set trading rules for those third-party systems, and any transaction is executed, settled, failed or reverted according to their own rules and code.

13. Prohibited Activities

13.1 General prohibition. You may use the Services only for lawful purposes and in accordance with these Terms. You must not, and must not assist, encourage, authorize or enable any other person to:

  • violate any Applicable Law, sanctions, export controls, tax law, securities law, market abuse law, anti-money laundering law or consumer protection law;
  • use the Services for money laundering, terrorist financing, fraud, scams, phishing, ransomware, stolen assets, hacked funds, sanctions evasion or other illegal activity;
  • engage in market manipulation, wash trading, spoofing, layering, pump-and-dump schemes, deceptive promotion, fake referrals, abusive trading volume, self-dealing intended to manipulate rewards or any similar abusive conduct;
  • bypass jurisdictional restrictions, KYC/AML checks, wallet screening, rate limits, access controls, API limits, security features or technical protections;
  • access, tamper with, exploit, damage, overload, disrupt or interfere with the Services, our systems, our infrastructure, Turnkey Infrastructure, Protocols, Wallets, accounts, networks or any other user’s access;
  • use unauthorized bots, scrapers, crawlers, automation, data mining, reverse engineering, decompilation, vulnerability testing, load testing or extraction tools against the Services, except as expressly authorized in writing by us;
  • introduce viruses, malware, trojans, worms, logic bombs, malicious code or harmful data into the Services or connected systems;
  • create multiple Accounts, fake identities, synthetic referrals, coordinated accounts or misleading activity to abuse promotions, rewards, fees, filters, limits or other Services;
  • misrepresent your identity, location, source of funds, authority, affiliation with FatBot, relationship to FatBot or the nature of your activity;
  • infringe intellectual property rights, privacy rights, publicity rights or other rights of FatBot, Users or third parties;
  • submit or transmit unlawful, defamatory, obscene, hateful, threatening, harassing, abusive, violent, pornographic, deceptive or otherwise objectionable content; or
  • use the Services in any way not expressly permitted by these Terms or any applicable product-specific terms.

13.2 Enforcement. We may investigate suspected prohibited activity, suspend or terminate Accounts, restrict features, block access, withhold or reverse off-chain rewards, report activity to authorities, share information with service providers and take any other action we consider appropriate.

14. Referrals, Rewards, Promotions and Campaigns

14.1 Optional programs. FatBot may offer affiliate, referral, trading reward, fee discount, leaderboard, campaign, loyalty or other promotional programs from time to time. Participation is optional and subject to the applicable program terms, these Terms and our sole discretion.

14.2 No guaranteed rewards. Unless a reward is irrevocably allocated by an on-chain smart contract that remains independently claimable, rewards are not guaranteed until actually delivered. We may determine eligibility, modify rates, pause, cancel, withhold, reverse or end any program or reward at any time, including where we suspect abuse, manipulation, prohibited activity, technical error or legal risk.

14.3 Referral rules. You must not send spam, unsolicited messages, misleading claims or deceptive promotions. You must obtain any required consents before referring another person and must disclose any referral benefit you may receive. Current Users, inactive Users, duplicate accounts, fake accounts or non-existent individuals may not qualify as valid referrals.

14.4 Tax responsibility. You are solely responsible for all taxes and reporting obligations arising from rewards, referrals, discounts or other benefits. FatBot does not withhold taxes on your behalf unless legally required.

15. Intellectual Property, User Content and Feedback

15.1 Company ownership. FatBot and its licensors own all rights, title and interest in and to the Services, Platform, software, code, interfaces, design, logos, trademarks, trade names, content, documentation, data compilations and materials, excluding User Content and third-party materials. No rights are granted except as expressly stated in these Terms.

15.2 Limited license. Subject to your compliance with these Terms, FatBot grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services for your own lawful personal or internal business purposes.

15.3 Restrictions. You must not copy, modify, distribute, sell, lease, sublicense, reverse engineer, decompile, disassemble, extract, scrape, frame, mirror, create derivative works from, remove proprietary notices from or commercially exploit the Services or any part of them, except as expressly permitted by us in writing or by Applicable Law.

15.4 User Content. You retain ownership of content you submit, upload, transmit, store or make available through the Services ("User Content"). You grant FatBot a worldwide, non-exclusive, royalty-free, fully paid, sublicensable and transferable license to host, use, reproduce, process, display, transmit, analyze and create derivative works from User Content as necessary to provide, secure, improve and operate the Services and as described in the Privacy Policy.

15.5 Feedback. If you provide ideas, suggestions, bug reports, comments, improvements or other feedback, you grant FatBot a worldwide, perpetual, irrevocable, non-exclusive, transferable, sublicensable, royalty-free and fully paid license to use, exploit, commercialize and incorporate that feedback for any purpose without obligation to compensate you.

16. Changes to Terms, Services and Updates

16.1 Changes to Terms. We may modify these Terms from time to time. We will update the "Last Revised" date and may provide notice by posting updated Terms on the Platform, by email, through an in-app notice or through other official channels. Unless a later date is specified, updated Terms become effective when posted. Your continued use of the Services after updated Terms become effective constitutes acceptance.

16.2 Updates to Services. We may make improvements, updates, patches, security changes, maintenance changes, infrastructure changes, feature modifications, chain or Protocol changes, Turnkey integration changes, fee changes or other updates at any time. You may be required to accept updates or re-authenticate before continuing to use the Services.

16.3 Monitoring. We are not obligated to monitor all activity, content, wallets, Protocols or transactions, but we may monitor, review, analyze or block access for security, legal, compliance, fraud prevention, operational or Terms-enforcement purposes.

17. No Professional Advice or Fiduciary Duties

17.1 No advice. The Services and any information, analytics, filters, alerts, token lists, risk flags, transaction previews, rankings, tutorials, documentation or support communications are provided for informational and software-use purposes only. They are not legal, tax, accounting, financial, investment, trading, regulatory or other professional advice.

17.2 No recommendation. Nothing in the Services is an offer, solicitation, recommendation, endorsement or advice to buy, sell, hold, swap, stake, bridge or otherwise transact in any Digital Asset, security, financial instrument or product. FatBot does not endorse any token, Protocol, strategy, route, wallet, smart contract or trading decision.

17.3 No fiduciary relationship. Your use of the Services does not create an advisory, fiduciary, agency, partnership, joint venture, employment, trust, custody or broker-client relationship between you and FatBot. You remain solely responsible for all decisions and actions taken through or in connection with the Services.

17.4 No portfolio management or discretionary service. FatBot does not manage any portfolio of Digital Assets for you, does not rebalance assets, does not select assets on your behalf and does not provide personalised or discretionary trading decisions. Any tool, strategy template, preset, alert, ranking, scanner or automation flow is a technical tool only and must be independently reviewed, configured and authorised by you.

18. Assumption of Risks

18.1 General blockchain risks. You acknowledge that blockchain technology, Digital Assets, wallets, smart contracts, decentralized exchanges and automated trading are high-risk and may result in loss of all funds. Risks include private-key loss, passkey or device loss, recovery failure, hacks, malware, phishing, compromised credentials, malicious contracts, bridge exploits, oracle failures, forks, chain reorganizations, network congestion, failed transactions, front-running, sandwich attacks, MEV, gas spikes, slippage, volatile prices, insufficient liquidity, token taxes, transfer restrictions, blacklists, honeypots, rug pulls, depegs, regulatory action, taxation changes, uninsured losses and unanticipated risks.

18.2 Memecoin and newly issued token risks. FatBot may be used to interact with newly issued, low-liquidity, highly volatile or speculative tokens. Such tokens may be unaudited, fraudulent, illiquid, manipulated, restricted, non-transferable, subject to hidden fees or designed to prevent selling. Filters, scanners or warnings may fail to detect these risks.

18.3 Smart-contract and Protocol risks. Smart Contracts execute automatically and may contain bugs, vulnerabilities, admin keys, pause functions, upgrade mechanisms, blacklists, fees, restrictions, malicious code or economic design flaws. We do not audit or control Protocols and cannot guarantee their safety.

18.4 Displayed information. Prices, rates, liquidity, token metadata, charts, balances, transaction previews, simulations, risk labels and analytics may be inaccurate, incomplete, stale, manipulated, delayed or unavailable. The actual execution price may differ materially from any displayed value.

18.5 Third-party and infrastructure risks. The Services depend on Third-Party Services and Materials, including Turnkey Infrastructure, RPC providers, data providers, wallet providers, app stores, cloud infrastructure and Protocols. Outages, censorship, bugs, hacks, misconfigurations, policy errors, service changes or termination by these providers may cause losses or prevent access.

18.6 Regulatory risks. The legal and regulatory status of Digital Assets, wallets, automated trading, decentralized finance and related services is uncertain and may change. New laws, enforcement actions, restrictions, taxes, licensing requirements or policies may adversely affect the Services, your ability to use them or the value and utility of Digital Assets.

18.7 No deposit protection. Digital Assets are not bank deposits, are not guaranteed by FatBot and are not insured or protected by any deposit insurance, investor compensation, governmental or similar protection scheme unless expressly required by Applicable Law.

19. Warranty Disclaimers

19.1 As-is and as-available. To the maximum extent permitted by Applicable Law, the Services, Platform, content, data, analytics, integrations, Turnkey-related functionality and Third-Party Services and Materials are provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, statutory or otherwise.

19.2 Disclaimed warranties. To the maximum extent permitted by Applicable Law, FatBot disclaims all warranties of title, merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, security, uninterrupted operation, error-free operation, compatibility, profitability, legal compliance, performance and course of dealing.

19.3 No security guarantee. We do not guarantee that the Services, Wallets, Turnkey Infrastructure, Protocols, devices, browsers, networks, data, code or systems are secure, free from vulnerabilities, free from unauthorized access or immune from hacking, phishing, exploits, malware or other attacks.

20. Indemnity

20.1 Your indemnity. To the maximum extent permitted by Applicable Law, you agree to indemnify, defend and hold harmless FatBot, its Affiliates and their respective officers, directors, employees, contractors, advisors, shareholders, representatives, agents, licensors and service providers (collectively, the "FatBot Parties") from and against any claims, demands, disputes, investigations, liabilities, damages, losses, penalties, fines, costs and expenses, including reasonable legal and accounting fees, arising out of or relating to: (a) your access to or use of the Services; (b) your Account, Wallet, Wallet Credentials, bots, sessions, approvals or transactions; (c) your User Content; (d) your violation of these Terms or Applicable Law; (e) your interaction with Third-Party Services and Materials; (f) your tax obligations; or (g) your infringement or violation of any rights of another person.

20.2 Control of defense. If you are required to indemnify a FatBot Party, FatBot may control the defense and settlement of the relevant matter at your expense, and you agree to cooperate fully. You must not settle any matter in a way that imposes liability or obligations on any FatBot Party without our prior written consent.

21. Limitation of Liability

21.1 Excluded damages. To the maximum extent permitted by Applicable Law, FatBot Parties will not be liable for any indirect, incidental, special, consequential, exemplary, punitive or enhanced damages, lost profits, lost revenue, lost opportunities, lost Digital Assets, loss of goodwill, loss of data, business interruption, trading losses, price movement losses, failed transactions, delayed transactions, unauthorized transactions, wallet compromise, lost Wallet Credentials, tax losses or loss of use, whether based in contract, tort, negligence, strict liability or any other theory, even if a FatBot Party has been advised of or knew of the possibility of such damages.

21.2 Liability cap. To the maximum extent permitted by Applicable Law, the aggregate liability of all FatBot Parties for all claims arising out of or relating to these Terms or the Services will not exceed the greater of: (a) EUR 100; or (b) the service fees actually paid by you to FatBot for the specific Services giving rise to the claim during the three (3) months immediately preceding the event giving rise to liability. Network fees, third-party fees, gas fees, Protocol fees and Digital Asset values are excluded from this cap calculation.

21.3 Mandatory-law carve-out. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under Applicable Law, including liability for fraud, fraudulent misrepresentation, willful misconduct or any mandatory consumer rights that cannot be waived.

22. Suspension, Termination and Data Retention

22.1 Suspension or termination by us. We may suspend, restrict, disable or terminate your Account, access to the Services or any feature at any time, with or without notice, where we believe it is necessary or appropriate for security, legal, compliance, operational, business, risk-management or Terms-enforcement reasons.

22.2 Termination by you. You may stop using the Services at any time. You remain responsible for revoking Wallet permissions, token allowances, sessions, API keys, bot settings and approvals, and for securing or transferring Digital Assets before discontinuing use.

22.3 Effect of termination. Upon termination, your right to use the Services ends immediately. Termination does not affect completed blockchain transactions, accrued fees, existing third-party obligations, tax obligations, or sections of these Terms that by their nature should survive, including risk assumptions, disclaimers, limitation of liability, indemnity, intellectual property, dispute resolution and miscellaneous provisions.

22.4 Data retention. We may retain Account, transaction, technical, security, compliance and other data for as long as necessary for legitimate business purposes, legal compliance, dispute resolution, fraud prevention, audits and enforcement, subject to our Privacy Policy and Applicable Law.

23. Governing Law and Dispute Resolution

23.1 Governing law. These Terms and any non-contractual obligations arising out of or relating to them or the Services are governed by the laws of the Czech Republic, without regard to conflict-of-law rules, except where mandatory law provides otherwise.

23.2 Notice and informal resolution. Before initiating formal proceedings, you agree to send a written notice of dispute to support@fatty.io describing the dispute, requested relief and relevant facts. The Parties will use reasonable efforts to resolve the dispute informally for thirty (30) days after receipt of the notice, unless urgent injunctive relief or mandatory law requires otherwise.

23.3 Business Users - arbitration. For Users acting in the course of business, and to the maximum extent permitted by Applicable Law, any dispute that is not resolved informally shall be finally settled by arbitration in Prague, Czech Republic, by one arbitrator under the Rules of the Arbitration Court attached to the Czech Chamber of Commerce and the Agricultural Chamber of the Czech Republic, unless the Parties agree otherwise in writing. The language of the arbitration shall be English unless FatBot elects Czech. Judgment on the award may be entered in any court of competent jurisdiction.

23.4 Consumers and mandatory rights. For Users acting as consumers, nothing in these Terms deprives you of any mandatory consumer protection, jurisdiction, alternative dispute resolution or other rights that cannot be waived under Applicable Law. Consumer disputes shall be resolved by the competent courts or authorities determined by mandatory law.

23.5 Individual basis and class waiver. To the maximum extent permitted by Applicable Law, you and FatBot agree that disputes will be brought only on an individual basis and not as a claimant, plaintiff or class member in any purported class, collective, representative, consolidated or private attorney general proceeding. If this waiver is found unenforceable for a particular claim, that claim must proceed in a court of competent jurisdiction and not in arbitration, unless the Parties agree otherwise.

23.6 Injunctive relief. Nothing in this section prevents either Party from seeking urgent injunctive or equitable relief in a court of competent jurisdiction to protect intellectual property, confidential information, security, infrastructure, users, Digital Assets or compliance with law.

24. Force Majeure

24.1 No liability for events beyond control. Except for payment obligations, neither Party will be liable for failure or delay in performing obligations caused by events beyond the reasonable control of the affected Party, including natural disasters, fire, flood, pandemic, epidemic, war, terrorism, civil unrest, labor shortages, strikes, governmental action, court orders, sanctions, regulatory changes, internet outages, cloud outages, blockchain outages, Protocol failures, RPC failures, denial-of-service attacks, cyberattacks, wallet infrastructure failures, Turnkey outages, app store restrictions or other events beyond reasonable control.

25. Miscellaneous

25.1 Entire agreement. These Terms, together with the Privacy Policy and any additional terms incorporated by reference, constitute the entire agreement between you and FatBot regarding the Services and supersede all prior or contemporaneous agreements, understandings and representations regarding the Services.

25.2 Severability. If any provision of these Terms is found invalid, illegal or unenforceable, that provision will be enforced to the maximum extent permitted and the remaining provisions will remain in full force and effect.

25.3 No waiver. Our failure to enforce any provision of these Terms is not a waiver of that provision or any other provision. Any waiver must be in writing and signed by an authorized representative of FatBot.

25.4 Assignment. You may not assign, transfer or delegate your rights or obligations under these Terms without our prior written consent. We may assign, transfer or delegate these Terms or any rights or obligations to an Affiliate, successor, acquirer, service provider or in connection with a merger, reorganization, sale of assets, financing or other corporate transaction.

25.5 No third-party beneficiaries. Except for FatBot Parties and service providers to the extent they are protected by disclaimers, indemnities and limitations of liability, these Terms do not create any third-party beneficiary rights.

25.6 Language. These Terms may be translated for convenience. The English version controls to the maximum extent permitted by Applicable Law, unless mandatory law requires otherwise.

25.7 Survival. All provisions that by their nature should survive termination will survive, including provisions relating to intellectual property, fees, taxes, risk assumptions, disclaimers, indemnity, limitation of liability, dispute resolution and miscellaneous terms.

26. Contact Information

If you have questions about these Terms or the Services, contact us through the official FatBot channels at www.fatty.io or by email at support@fatty.io.

Company: Krel Central a.s., Václavské náměstí 832/19, Prague, Czech Republic, VAT number 09637109.